Terms and Conditions

Ferax Consulting Corporation and Small Business FinanceForum (“FINANCEFORUM”) is proud to produce the Small Business FinanceForum 2017 Conference (“Event”). The following Registration and Credentials Terms and Conditions (“Terms”) apply to you and any party you are registering for participation in any FINANCEFORUM Events (“Participant”), and such Participant’s registration, attendance, participation, enrolment, and/or application for involvement in the Events, including but not limited to your purchase and/or possession of any FINANCEFORUM Event entry passes and complimentary VIP passes (collectively, “Credential(s)”). By clicking “accept” below, and/or by obtaining your Credentials you agree to these Terms.

1. Ferax Consulting Corporation and FINANCEFORUM and its agents and representatives are the sole creators, sellers, and distributors of FINANCEFORUM Credentials. Any Credential not created by and legally acquired from FINANCEFORUM or its authorized agents or representatives will be considered fraudulent and invalid, and subject to revocation. FINANCEFORUM reserves the right to pursue any and all legal action available against any person involved in the creation, dissemination or use of an unauthorized Credential.

2. Refund & Revocation Policy. All Credentials are the sole property of FINANCEFORUM. FINANCEFORUM may, in its sole discretion and at any time determined by FINANCEFORUM, cancel, revoke, or refuse from any individual or company any credentials or purchases made through FINANCEFORUM. FINANCEFORUM will not be responsible for any penalty, fee, loss, or expense that might result from such action.
a. FINANCEFORUM does not issue refunds under any circumstances. Any and all payments made to FINANCEFORUM are not refundable for any reason, including, but not limited to, failure to use FINANCEFORUM Credentials due to illness, acts of God, travel-related problems, acts of terrorism, loss of employment and/or duplicate purchases. FINANCEFORUM will not issue refunds for Credentials that have been revoked.
b. Unused Credentials have no monetary value and cannot be credited to future years or events. FINANCEFORUM will not issue refunds or credits due to failure to redeem a discount coupon during the registration process. Discounted prices are based on the date payment is received in the FINANCEFORUM office.
c. Lost or stolen Credentials will not be replaced. In the event Credentials are lost or stolen, new Credentials will need to be purchased at full price for a Participant’s continued access to the Events, including showcases, parties and conference content.
d. Use of a Credential by anyone other than the authorized individual will result in revocation of the Credential without any refund.

3. Before November 6, 2017, FINANCEFORUM will change the name on Credentials at no cost to the participant. EVENT passes are non-transferable. Name changes will not be made after a Credential has been issued.

4. FINANCEFORUM Credentials are issued to, can be picked up by, and used by only the Participant named in the registration. FINANCEFORUM Credentials are non-transferable after they have been picked up.

5. FINANCEFORUM Credentials may not be used as a prize or incentive in any form of promotion, contest, game, or sweepstakes without written pre-approval from FINANCEFORUM.

6. Photographs and/or audio/video recordings taken at the Events by FINANCEFORUM, or others on behalf of FINANCEFORUM, may include a Participant’s image, name, voice and/or likeness. By attending and/or participating in the Events, each Participant hereby grants FINANCEFORUM permission to use, and to sublicense to third-parties, the Participant’s photograph, image, likeness, voice and statements for any purpose, including but not limited to commercial purposes, without compensation or credit to the Participant, in any and all media now known or hereafter devised.

7. Event Participants agree to the FINANCEFORUM Code of Conduct. FINANCEFORUM reserves the right, without refund, to revoke the Credentials of Participants whose conduct violates the Code of Conduct.

8. Each Participant understands that participating in the Events is voluntary and may involve certain risks of physical injury, damage to property, and other damages or losses that may be sustained by a Participant. Each Participant assumes all risk of damages, property loss, and personal injury which may occur by participating in the Events.

9. IN NO EVENT SHALL FINANCEFORUM BE LIABLE TO ANY PARTICIPANT, OR ANY OTHER PERSON OR ENTITY FOR ANY PERSONAL INJURY OR DAMAGES TO PROPERTY, DAMAGES FOR LOSS OF BUSINESS PROFITS OR OTHER PECUNIARY LOSS, INCLUDING ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES, ARISING OUT OF ANY PARTICIPANT’S USE OF THE REGISTRATION, CREDENTIALS AND/OR PARTICIPATION IN THE EVENTS, EVEN IF FINANCEFORUM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. EXCEPT AS MAY BE EXPRESSLY SET FORTH IN THESE TERMS, PARTICIPANT’S PARTICIPATION IN THE EVENTS, AND ALL SERVICES AND PRODUCTS PROVIDED IN CONNECTION WITH THE EVENTS, ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, AND NO OTHER WARRANTIES, WHETHER EXPRESS, IMPLIED, OR OTHERWISE, ARE MADE WITH RESPECT TO THE SAME, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR SAFETY, OR ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING. FINANCEFORUM EXPRESSLY DISCLAIMS ANY WARRANTIES NOT EXPRESSLY STATED HEREIN.

11. Each Participant (each an “Indemnifying Party”) agrees to indemnify, defend, and hold FINANCEFORUM and Ferax Consulting Corporation, and its officers, employees, volunteers, contractors, suppliers, and representatives harmless from and against any and all claims, demands and all other liabilities, including, but not limited to, costs and legal fees, made by any third party arising out of or in connection with the Indemnifying Party’s use of the registration(s) or Credentials, or any violation of the Terms by the Indemnifying Party.

12. The Terms will be governed by the laws of the Province of British Columbia, without regard to its principles of conflicts of laws. Each Participant and FINANCEFORUM hereby irrevocably submit to the exclusive jurisdiction of the Canadian federal and provincial courts located in Vancouver, British Columbia and agrees that any such court will be the proper forum for the determination of any dispute arising hereunder.

13. Each Participant has read, understands, and agrees to the FINANCEFORUM Privacy Policy, which is incorporated herein by this reference.

14. FINANCEFORUM reserves the right to make changes to the Terms at any time without notice to each Participant, so please check back and review the Terms from time to time. In the event that any term or provision of the Terms shall be deemed invalid, illegal or unenforceable in any respect, such term or provision shall be deemed severable and shall not affect the validity and enforceability of any remaining term or provision.